Referred You—Here’s Why.
You've been referred to us by Hawaii Life for a reason—trust.
For over 15 years, we've helped Hawaii Life clients secure the best home financing solutions, and we can do the same for you.
Why Work with Us?
As a Mortgage Brokerage, we have wholesale relationships with over 130 local and national lending institutions.
Unlike big banks or retail lenders, we offer:
More Loan Options
– We shop multiple lenders to find the best rates and terms for you.
Faster, Smoother Process
– We simplify the mortgage experience with expert guidance and modern technology
Personalized Service
– You get tailored solutions, not a one-size-fits-all loan.
Local Experience
– Hawaii is a different animal when it comes to lending. Our experienced local mortgage consultants understand how to guide you through the pitfalls that mainland lenders often fall into. This, more than anything, matters when you need to close on time.
How to Get Started
Just want to chat?
Schedule a Quick Call
Book a time with one of our Mortgage Advisors
Ready to jump in?
Apply Now
Start your application here
TESTIMONIALS
What others are saying
"Highly recommend"
"For as long as I've been with Hawaii Life, Zack has been our go-to lender. His unwavering reliability means I can confidently refer clients, knowing they're in capable hands. Zack and his team consistently deliver top-notch service and find creative solutions for every client's unique situation."
- Kahea Zietz - Vice President/Owner
Hawaii Life
"Trust is everything"
"Our relationship with Zack and his team has been, and always will be merit-based. We've trusted them with our clients for over 15 years because they've consistently earned our trust through exceptional service and results"
- Matt Beall - CEO/Owner
Hawaii Life
"Meena is exceptional"
"I highly recommend Meena. If you are in need of an exceptional lender, give her a call. I guarantee you will be impressed with her communication, knowledge and professionalism. She is truly the best of the best"
- Linda Hussey - Realtor
Hawaii Life
Meet the Team
Zack Diener
With two decades in the mortgage industry, Zack specializes in securing competitive financing for homebuyers and investors in Hawaii. His expertise, personalized approach, and wide range of loan product knowledge make home financing seamless...and maybe even a little fun along the way.
Sr. Mortgage Consultant
NMLS: 470413
Meena Na
Meena Na is an experienced mortgage loan officer dedicated to helping clients navigate the home financing process with confidence. She has a deep understanding of loan products and local market nuances that will set up clients for success.
Sr. Mortgage Consultant
NMLS: 1412826
Joel Kurata
Born and raised in Hawaii, Joel brings 12 years of experience in helping clients buy and refinance homes in the islands. Known for his integrity and transparency, Joel uses his strong finance and CPA background to guide clients in protecting their largest investment.
Sr. Mortgage Consultant
NMLS: 920792
Innovative
Creative lending solutions.
Integrity
Honesty and Transparency.
Excellence
Top-notch service with aloha.
ABOUT US
We've been helping customers afford the home of their dreams for many years and we love what we do.
NMLS: 181106
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